Listings Under $500,000

A Floating Cottage on Lake Pend Oreille $499,000
2026-08-16

A Floating Cottage on Lake Pend Oreille

This one doesn't sit on the water — it floats on it. A recently remodeled 600-square-foot cottage on a gated outer dock in Bayview, with a mile of no-wake water between you and the mountains, and a private patio close enough to slip straight into the lake for a swim.

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A Private Dock and Two Shaded Lots on Lake Amanda $295,000
2026-08-12

A Private Dock and Two Shaded Lots on Lake Amanda

Lake Amanda is a private 112-acre lake most people have never heard of, ringed by about 165 families and run under no-wake rules — which is exactly why the dock in these photos has a picnic table and a pontoon tied up instead of a ski boat. Two shaded lots, a fishing pier, and multi-level decks come with it, for $295,000.

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A Private Boat Ramp and a Wall of Windows on the Water in Royal $259,000
2026-08-06

A Private Boat Ramp and a Wall of Windows on the Water in Royal

A wall of windows facing Lake Ouachita, a patio perched right over the water, and a private boat ramp that's actually yours — this small cottage in Royal doesn't try to be anything more than what it is: a genuinely one-of-a-kind lake escape. After a $10,000 price cut, $259,000 gets you water access that most Lake Ouachita properties can't match.

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A Private Dock on Toddy Pond, Less Than an Hour From Acadia $499,999
2026-08-02

A Private Dock on Toddy Pond, Less Than an Hour From Acadia

Toddy Pond is one of the Downeast coast's genuinely hidden gems — 2,000 acres, 8 miles of water, and a fishery serious enough to draw anglers year-round, yet still well off the more crowded Acadia corridor. This camp comes with a private dock, knotty pine interiors, and views across Second and Third Toddy Pond, all under an hour from Acadia National Park itself.

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A Stand-Alone Dock and 7 Unrestricted Acres on Rough River Lake $389,000
2026-07-27

A Stand-Alone Dock and 7 Unrestricted Acres on Rough River Lake

Here's what almost never happens at Rough River Lake: a private dock that isn't tied into anyone else's, sitting on 7.21 unrestricted wooded acres, with genuine privacy instead of the usual close-quarters lake living. Add a cabin that sleeps 8, a gravel golf cart path crossing its own creek bridge to the water, and $389,000 buys space that's genuinely hard to find on this lake.

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A Cottage at the Confluence of the Sacandaga and Hudson Rivers $314,999
2026-07-25

A Cottage at the Confluence of the Sacandaga and Hudson Rivers

This cottage sits exactly where the Sacandaga River meets the Upper Hudson — a genuinely rare spot in the Adirondacks, with 100 feet of waterfront, a 32-foot dock already in place, and a sandy community bay just downstream. At $314,999 for 560 square feet, you're paying almost entirely for the water and the location, and both are the real thing.

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A Log Cabin on Garden Lake, With the Boundary Waters Next Door $310,000 Ripples of Possibility
2026-07-23

A Log Cabin on Garden Lake, With the Boundary Waters Next Door

This one's not for everybody, and that's exactly the point: a 1950s log cabin on 5 acres with 215 feet of level Garden Lake shoreline, a fuel oil heater, and paddling access into the Boundary Waters Canoe Area right from your own dock. The listing doesn't show a bathroom on record, so this is rustic in the truest sense — but for ,000, you're not really buying square footage, you're buying an actual gateway into the BWCA.

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Walls of Windows on the Ohio River — Plus 4.59 Acres Across the Street $489,900
2026-07-21

Walls of Windows on the Ohio River — Plus 4.59 Acres Across the Street

Here's the unusual part: you get the riverfront house — designed around the view, with walls of windows facing the Ohio River — AND 4.59 acres across Route 52 with the same panoramic views, both sold together for $489,900. The dock hookups (electric and water) are already stubbed in. After a $10,100 price cut in June, this is what serious Ohio River access looks like at a number that still makes sense.

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Twenty-Two Acres on Buck Lake, Deep in Iron County $389,500
2026-07-12

Twenty-Two Acres on Buck Lake, Deep in Iron County

Twenty-two acres, 300 feet of frontage on a bass-and-pike lake, and a layout built to sleep ten — this Iron County retreat backs onto the Ottawa National Forest and comes with a fenced garden, mature fruit trees, and enough land to hunt, garden, or just disappear into for a weekend.

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A Toymaker's Legacy Cottage on Lake Erie in Fredonia $425,000
2026-07-11

A Toymaker's Legacy Cottage on Lake Erie in Fredonia

Irving Price, the co-creator of Fisher-Price, built this cottage as his family's summer retreat, and neighbors still tell stories of him field-testing new toys on the lawn. Now, for the first time in 53 years, it's for sale — 150 feet of private Lake Erie frontage, a private beach, and a stone fireplace original to the house.

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River Frontage on the Saranac in Cadyville $349,000
2026-07-08

River Frontage on the Saranac in Cadyville

490 feet of river frontage, 5.5 acres, and a Tuesday-morning view of the Saranac that most people only get on vacation. This two-bedroom home (the finished basement could be a third, or an office) sits with no neighbors in sight and a trail through the woods out back. Fifteen minutes from the city, but the bald eagles and blue herons out the window don't seem to know that.

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A Boardwalk to Cod Creek on the Northern Neck $499,000
2026-07-07

A Boardwalk to Cod Creek on the Northern Neck

A boardwalk leads straight from the house to Cod Creek — tidal water that connects through the Little Wicomico River to the Potomac. At $499,000 on 1.05 acres in Northumberland County, this is Northern Neck waterfront at a price that still makes sense, especially after a $40,000 reduction.

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Lakefront Cottage on Pickerel Lake in Colchester $399,000
2026-07-06

Lakefront Cottage on Pickerel Lake in Colchester

There's a private, bass-only lake in the middle of Connecticut that most people driving by would never guess exists — no public access, no through traffic, just this one quiet stretch of shoreline. A hundred feet of it comes with this $399,000 cottage, plus a private dock, a bunkhouse out back, and a brook with its own little footbridge running through the yard.

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Waterfront Cottage on Patuxent River in Hollywood, MD $499,900
2026-07-03

Waterfront Cottage on Patuxent River in Hollywood, MD

A private pier, boat lift, jet ski ramp, and a small beach at the water's edge — all on the Patuxent River at $499,900. The catch: this one's sold as-is, and the septic system has failed. For a buyer who can work through that, the waterfront infrastructure alone is hard to find at this price.

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Boat-Access Cabin on a Private Cove of Tenmile Lake $450,000
2026-07-01

Boat-Access Cabin on a Private Cove of Tenmile Lake

This 7-acre cabin only has one way in: by boat. Tucked into Tenmile Lake's quiet Blacks Arm, it comes with merchantable timber, a cleared trail through the property, and a rare year-round creek that feeds the cabin's water supply. There's no road to maintain and no neighbors to speak of — just a private cove and whatever you bring with you.

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A Head Start on Shaws Pond in New Durham $299,000
2026-06-30

A Head Start on Shaws Pond in New Durham

This is a blank slate on Shaws Pond, a 70-acre, crystal-clear pond with no boat traffic to speak of. The 2.1-acre lot already has a rustic cabin with electricity, a composting toilet, and a dock pulled up onshore — just no well or septic yet, so this is really a buildable waterfront lot with a head start. A walking path already leads from the driveway straight down to the water.

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