A Tip-Lot Canal Home With 185 Feet of Waterfront for $435,000
$435,000
Port Charlotte sits on Florida's Gulf Coast, laced with a network of canals that lead out to Charlotte Harbor, and this home sits on one of the better lots in that system — a tip lot where the canals meet, so the water view runs in four directions instead of one.
The home itself was completely remodeled in 2022 and it shows: real hickory hardwood floors, a dual electric fireplace, and two bedrooms each with their own full bath, plus a large walk-in closet. Outside, a private pool with its own waterfall sits surrounded by tropical landscaping, with plenty of room left over for entertaining. At 1,820 square feet on a 0.45-acre lot, built in 1968 but rebuilt where it counts — hurricane-impact windows, a 2022 A/C and water heater, and a 2019 roof mean the big-ticket items are already handled.
At $435,000, or $239 a square foot, 185 feet of waterfront with a half-mile boat ride to Charlotte Harbor is a real number for this part of Southwest Florida, especially with the remodel and mechanicals already done. This is a for-sale-by-owner listing with no listing agent involved, so bring a buyer's agent or attorney to handle the offer and closing rather than relying on the seller to represent both sides.
Life at the Water
Water Access & Depth
The lot carries roughly 185 feet of waterfront across a tip-lot position where views open onto four separate canal approaches — a rare amount of water frontage for this kind of canal-front property. From here it's about a half-mile by boat out to Charlotte Harbor, so the open water isn't a long haul.
Recreation & Boating
Charlotte Harbor is one of Florida's larger estuaries, known for redfish, snook, and tarpon fishing, plus easy boating access out toward the Gulf via Boca Grande Pass. The canal network around Port Charlotte is popular with boaters precisely because it puts that kind of fishing and open-water access within a short ride of the dock.
Dock & Waterfront Features
No dock is mentioned in the listing, so confirm with the seller what's currently in place or what permitting would be required to add one — Charlotte County requires permits for canal-front dock and seawall structures, worth checking before assuming what can be built.
Flood & Insurance Considerations
Southwest Florida's canal-front communities, including Port Charlotte, see real hurricane exposure — this area took a direct hit from Hurricane Ian in 2022. The home's hurricane-impact windows and 2019 roof are a good sign, but pull the FEMA flood zone designation for this specific parcel and get an actual flood insurance quote before making an offer.
Beyond the Property Line
Local Flavor & Small-Town Character
Port Charlotte sits along Charlotte Harbor in Southwest Florida, a quieter, more residential alternative to the busier coastal towns further south. It's within easy reach of Punta Gorda's historic downtown and waterfront, with its restored 1920s buildings and the Fishermen's Village shopping and dining complex on the harbor.
Outdoor Recreation & Natural Surroundings
Charlotte Harbor Preserve State Park, one of the largest estuarine preserves in the state, borders the harbor with hiking trails and paddling access, and the Gulf beaches of Boca Grande and Englewood are roughly a half-hour drive for anyone who wants sand along with the canal life. Tarpon season on Boca Grande Pass each spring draws anglers from well beyond Florida.
Listed on Zillow
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