North Carolina · Lake · 2026-08-30

A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000

$1,595,000
A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000

This one sits on a point on Lake Wylie, just outside Charlotte, and the shoreline is the headline: 384 feet of it, wrapping the property on 1.1 acres. The same family has owned this land for 66 years, and it shows in the way the setting has been kept — mature trees, real privacy, and a spot on the water that newer construction on tighter lots simply can't match anymore.

The house itself is set up as two separate living spaces, each with its own kitchen, which is worth pausing on — it means genuine flexibility for multi-generational living, hosting guests who want their own space, or renting one side out, with an internal stairway already in place if a future owner wants to combine everything into one home. Between the two sides, there are 4 bedrooms and 3.5 baths across 1,850 square feet, built in 1962 and clearly maintained since. Outside, life centers on the water: a stationary deck positioned right on the point for watching the sunset, a floating dock, and a boat lift for easy days on the lake. A 25' x 25' enclosed garage with dual 18-foot doors and access from two directions handles vehicles and gear, and several outbuildings for extra storage convey with the sale. A 2013 19-foot Hurricane Sundeck with a 115-horsepower Yamaha outboard — only 315 hours on it — comes with the property, so the boat is ready the day closing happens.

At $1,595,000, or roughly $862 a square foot on the 1,850-square-foot home, the number is really about the land and the water, not the house — 384 feet of shoreline on a named lake this close to Charlotte is the kind of frontage that rarely comes up for sale, let alone from an owner who's held it for six decades. This is a for-sale-by-owner listing with no listing agent involved, so anyone serious about it should bring their own buyer's agent or attorney to handle the offer and closing rather than relying on the seller to represent both sides.


Life at the Water

Water Access & Depth

The property carries 384 feet of direct frontage on a point, which means water on more than one side and views that shift through the day — genuinely rare footage for a single 1.1-acre parcel this close to Charlotte. Confirm the exact property lines and any shared-access easements with the seller before closing, since point lots occasionally carry unique boundary quirks worth understanding upfront.

Recreation & Boating

Lake Wylie is a roughly 12,455-acre reservoir on the Catawba River straddling the North Carolina–South Carolina line, well known in the Charlotte area for boating, bass and crappie fishing, and being close enough to the city for an after-work sunset run. With a boat already included in the sale, there's nothing standing between closing and the first afternoon on the water.

Dock & Waterfront Features

A floating dock with a boat lift is already in place, along with a separate stationary deck built right on the point for sitting and watching the water. Floating docks ride with Lake Wylie's normal water-level changes, which Duke Energy manages as the reservoir operator — worth asking the seller whether the dock has any permits on file, since Duke Energy requires them for structures on the lake.

Flood & Insurance Considerations

The Charlotte area sees its share of heavy summer storms, so pull the FEMA flood zone designation for this specific parcel and get an actual flood insurance quote before getting too attached to the number — a shoreline property on a managed reservoir like Lake Wylie is worth understanding on paper, not just from the deck.


Beyond the Property Line

Local Flavor & Small-Town Character

This stretch of Lake Wylie sits in the Steele Creek area of southwest Charlotte, a part of the city that's kept a slower, more residential feel even as the rest of Mecklenburg County has grown up around it. The McDowell Nature Preserve, with over 1,100 acres and miles of hiking trails along the lake, sits just up the shoreline and is one of the area's better-known green spaces for a reason.

Outdoor Recreation & Natural Surroundings

McDowell Nature Preserve offers roughly 6 miles of hiking trails plus a campground and nature center, all fronting Lake Wylie, and it's a short drive from this property. The US National Whitewater Center, with its man-made rapids, ziplines, and climbing walls, is also within easy reach for a change of pace from lake life, and Charlotte's uptown restaurants and airport are close enough for regular trips without living in the middle of the city.


A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000 A Family-Owned Point on Lake Wylie, 384 Feet of Shoreline for $1,595,000

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