An 80-Foot T-Pier and Two Boat Lifts on the Back River Near Baltimore
$899,900
This property sits in the Lynch Point community on the Back River, a tidal Chesapeake tributary in Baltimore County that opens toward open water — clear enough on a good day that the sellers say you can see the Eastern Shore from the pier. This stretch of Baltimore County waterfront, out past Dundalk and Essex, has been a working boating community for generations, and the infrastructure here reflects it.
Here's what boaters will notice first: an 80-foot T-pier with water, electric, and 30-amp shore power, plus two boat lifts — a 12,500-pound lift with a Gem remote and a 3,500-pound lift — and a separate 1,500-pound jet ski lift. Three feet of mean low water and a hard sandy bottom round it out. This isn't a property where you add boating infrastructure later; it's already built for a real fleet. The house itself has been extensively renovated between 2020 and 2026: a 2026 kitchen addition with a breakfast nook, a fully remodeled primary bath with a soaking tub and smart fixtures, an attic converted into a fourth bedroom, and Andersen sliders opening onto a maintenance-free composite deck. Four bedrooms, two full baths, roughly 2,613 finished square feet, built in 2005.
At $899,900, or $344 a square foot, following a $25,100 price cut on July 13th, you're paying for the pier infrastructure as much as the house — and on the Back River, a setup like this genuinely doesn't come along often. The sellers note flood insurance runs only $565 a year, which is worth verifying directly given how much that figure matters to the real cost of owning here. Listing courtesy of Todd Rettkowski, ExecuHome Realty.
Life at the Water
Water Access & Depth
This is direct waterfront on the Back River with an 80-foot T-pier already in place, plus water, electric, and 30-amp shore power at the dock — genuinely complete boating infrastructure, not a partial setup. Three feet of mean low water and a hard sandy bottom mean the depth and footing here are known quantities, not a question mark. Confirm current tide and depth readings directly before assuming a specific boat's draft works comfortably at all tide stages.
Recreation & Boating
The Back River flows into the Chesapeake Bay, so from this pier you're not just fishing local water — you're one run from the open Bay itself. Rockfish (striped bass), white perch, and blue catfish are the regional standards, and crabbing is a genuine local pastime up and down the Back River. On clear days, the sellers note visibility out to the Eastern Shore, which gives a sense of how open this stretch of water actually is compared to a tucked-away creek. The dual boat lifts plus a jet ski lift suggest this property was set up by someone who used the water seriously, not occasionally.
Dock & Waterfront Features
The 80-foot T-pier was redecked in 2020, with new end caps and hurricane straps added in 2024 — recent, documented maintenance rather than an unknown-age structure. Two boat lifts (12,500 lb. and 3,500 lb.) plus a 1,500 lb. jet ski lift are already installed, along with a concrete bulkhead and under-deck drainage. Given the amount of hardware here, ask the agent for maintenance records on the lifts themselves, since mechanical boat lifts have their own service intervals separate from the pier structure.
Flood & Insurance Considerations
The sellers state flood insurance runs only $565 annually, which is a genuinely low number for direct Chesapeake tributary waterfront — worth confirming directly with a Maryland-licensed insurance agent rather than taking the sellers' figure at face value, since flood premiums can shift with new FEMA mapping or a change in coverage level. Back River waterfront in Baltimore County carries real storm surge exposure from major Chesapeake weather events, so pull the current FEMA flood zone designation for this specific parcel before closing and get an independent quote to confirm that number holds for your situation.
Beyond the Property Line
Local Flavor & Small-Town Character
This stretch of Baltimore County, out past Dundalk toward Edgemere and Sparrows Point, is old-school working waterfront — marinas, crab houses, and boat-launch culture that goes back generations, distinct from the more polished Inner Harbor scene closer to the city. Fort Howard Park, at the tip of the peninsula near the mouth of the Patapsco, holds fishing piers and open green space right where the Back River area meets the wider Bay. Downtown Baltimore itself is a manageable 25 to 30 minute drive for anyone who wants the bigger-city amenities without living in the middle of them.
Outdoor Recreation & Natural Surroundings
Marshy Point Nature Center, on the Back River a short drive from this property, has hiking trails through tidal marsh and forest along with a nature center focused specifically on this estuary's ecosystem — a genuinely good resource for understanding the water right outside your door. Fort Howard Park adds fishing piers and Chesapeake Bay views at the mouth of the Patapsco River. Gunpowder Falls State Park, one of Maryland's largest state parks, spans thousands of acres not far north, with extensive hiking and paddling trail networks well beyond the immediate Back River area.
Listed on Zillow
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