A Floating Home on Lake Texoma, Vacation-Only by Design
$620,000
Pottsboro sits on the Texas side of Lake Texoma, and this home doesn't sit near the water — it floats directly on it, inside Harbor Village at Flowing Wells Resort and Marina, a development built specifically around floating vacation homes.
Inside, three bedrooms and two bathrooms fill 1,600 square feet with an open living, dining, and kitchen layout that takes in water views through walls of windows on every side. Built in 2021, the home comes with a covered porch and patio plus a 15-by-35 covered boat slip built into the structure itself. The seller is also offering to include the furnishings, a 24-foot Ranger tritoon boat with a 200-horsepower outboard, a floating EZ Dock, and a golf cart for getting around the gated community — effectively a turnkey lake-life package rather than just a house.
At $620,000, or $388 a square foot, the price reflects both the home and, potentially, the boat and furnishings package layered on top — confirm directly with the seller exactly what's included before making an offer. The one detail that changes the calculation for some buyers: the U.S. Army Corps of Engineers strictly prohibits full-time residence at Harbor Village, so this only works as a vacation or weekend property, not a primary home. This is a for-sale-by-owner listing with no listing agent involved, so bring a buyer's agent or attorney to handle the offer and closing rather than relying on the seller to represent both sides.
Life at the Water
Water Access & Depth
Because the home floats directly on Lake Texoma rather than sitting on a fixed lot, water access isn't a feature here — it's the entire premise, with the covered slip built right into the structure. The $385 monthly HOA fee covers the marina infrastructure that keeps a floating community like this running, from the walkways to shared utilities. Confirm with the seller or the HOA exactly what that fee includes and what additional costs come with owning a floating structure rather than a standard house.
Recreation & Boating
Lake Texoma straddles the Texas-Oklahoma border and is known for striped bass fishing, with a self-sustaining population that draws anglers from well outside the area. The included tritoon package, if the buyer takes it, means boating access starts the day of closing rather than requiring a separate boat purchase and storage plan. The marina setting also means help and fuel are close by, which matters more on a lake this large than it would on a small private pond.
Dock & Waterfront Features
A 15-by-35 covered boat slip is built into the home's structure, and the optional package adds a floating EZ Dock with its own seating, step, and ladder plus a tritoon lift. That's a more complete boating setup than most lake homes offer without a separate, later investment. Confirm which of these are included in the base price versus the optional package before finalizing an offer, since the listing separates the two.
Flood & Insurance Considerations
Lake Texoma doesn't carry hurricane risk, but a floating structure has its own insurance category, and the strict vacation-only-use restriction from the Army Corps of Engineers should factor into how a lender or insurer treats the property. Confirm with the seller how the home is currently insured and whether that policy transfers or needs to be rewritten for a new owner. Because this isn't a conventional site-built home, get a lender pre-qualified specifically for floating-home financing before assuming a standard mortgage applies.
Beyond the Property Line
Local Flavor & Small-Town Character
Pottsboro sits on the Texas side of Lake Texoma, a large reservoir that straddles the Texas-Oklahoma border and has long been a regional draw for lake tourism. Harbor Village at Flowing Wells Resort and Marina is a gated community built specifically around these floating vacation homes, giving it a more resort-like feel than a typical lakefront neighborhood. The area also draws a steady stream of weekend visitors from the Dallas-Fort Worth metro, which sits within a comfortable drive.
Outdoor Recreation & Natural Surroundings
Eisenhower State Park, on the Texas shore of Lake Texoma, offers hiking trails and camping for anyone who wants to explore beyond the marina. The lake's striped bass fishery is considered one of the better inland fisheries in the country, drawing tournament anglers throughout the season. Boating and watersports are the default activity here, given the lake's size and the marina infrastructure built up around communities like Harbor Village.
Listed on Zillow
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